Did You know?
(7 out 10 Americans age 65+ will need some kind of long-term care!)
According to the U.S. Department of Health and Human Services, at least 71% of everyone age 65+ will require long-term care at least once in their lives. Many believe that “long-term care” refers to a type of insurance policy. While insurance is a critical part of your long-term planning, your future care includes many other considerations such as your health, financial status, who will provide your care, who will pay for it, and where you’d like to live while receiving care.
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WHAT IS LONG-TERM CARE INSURANCE?
Unlike traditional health insurance, long-term care insurance is designed to cover long-term services and supports, including personal and custodial care in a variety of settings such as your home, a community organization, or other facility. LTCI plans are both about preserving one's lifestyle and deciding how long-term health care needs will be met as they arise, without having to burden your loved ones with the costs.
Long term care isn't usually covered by private medical insurance and major medical insurance plans. Medicare only pays for skilled and rehabilitative care after a three-day hospital stay; this excludes custodial care, the assistance someone needs for daily living. Medicaid only covers nursing home bills after a loved one is bereft of assets.
More good information and articles at www.lifehappens.org and www.safemoney.com
Search - Dan Hopwood as agent name.
Long term care isn't usually covered by private medical insurance and major medical insurance plans. Medicare only pays for skilled and rehabilitative care after a three-day hospital stay; this excludes custodial care, the assistance someone needs for daily living. Medicaid only covers nursing home bills after a loved one is bereft of assets.
More good information and articles at www.lifehappens.org and www.safemoney.com
Search - Dan Hopwood as agent name.
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Not ready to meet? We can have our meeting right over the phone / internet. I use a website www.teamviewer.com. This site is free to use and allows you to see my screen as I do live quotes for you.
Just have a quick question? Call Dan
My name is Dan Hopwood,
Owner of Retirement Planning Store, Inc.
located in East Peoria, Illinois.
I have over 30 years experience helping families
protect against the high costs of Long Term Care.
Owner of Retirement Planning Store, Inc.
located in East Peoria, Illinois.
I have over 30 years experience helping families
protect against the high costs of Long Term Care.
