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What to Do If You Travel a Lot in Retirement

8/9/2023

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Retirement often brings the freedom to travel and explore new destinations. However, frequent travel in retirement requires careful planning to ensure a smooth and enjoyable experience. Here’s what you need to keep in mind during your retirement travel adventures.

Notify Your Credit Card Companies

Before embarking on your travel adventures, it is crucial to notify your credit card companies about your travel plans. Informing them of your itinerary can help prevent any potential issues with your cards while you're away. Credit card companies have fraud detection systems in place that may flag unusual or out-of-the-ordinary transactions as potential fraud. By notifying your credit card companies in advance, you can avoid the inconvenience of having your card blocked or frozen during your travels. Provide them with your travel dates, destinations, and any specific countries or regions you plan to visit. This simple step will help ensure uninterrupted access to your credit cards and give you peace of mind while enjoying your retirement travels.

Have Someone Check on Your Home

When traveling frequently in retirement, it is important to have someone you trust check on your home while you're away. This person can take care of tasks such as collecting your mail, watering plants, or even maintaining your lawn. Having someone regularly visit your home helps create the appearance of an occupied property and can deter potential burglars. Forming relationships with neighbors can also contribute to home security. They can keep an eye on your property, report any suspicious activities, and provide an additional layer of support. Building a sense of community and trust with your neighbors can make your home safer while you're away.

Keep Your Health in Mind

Traveling frequently in retirement requires prioritizing your health and well-being. Long journeys, changing time zones, and different environments can have an impact on your physical and mental health. It's important to take necessary precautions and make conscious choices to stay healthy during your travels. Prioritize regular exercise, even while on the road. Incorporate activities such as walking, hiking, or swimming into your travel plans. Maintain a balanced diet by seeking out nutritious meals and staying hydrated. Take breaks when needed to rest and recharge, especially if you're dealing with jet lag or fatigue.

Consider travel insurance to protect yourself in case of unforeseen medical emergencies or trip interruptions. Travel insurance can provide coverage for medical expenses, trip cancellation or delays, and even emergency medical evacuation if needed.

Frequent travel in retirement can be an exciting and fulfilling experience. By taking necessary precautions and making informed choices, you can ensure that your travels are smooth, secure, and enjoyable. These steps will help you make the most of your retirement travels and create lasting memories without unnecessary worries or inconveniences.

If you liked this article, you might also like: How to Spend Your Money After Downsizing in Retirement

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    My name is Dan Hopwood and I first started my career in the insurance business back in 1988.  2024 will be the start of my 36th year in the business. 

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